Cutler Bay Unclaimed Funds
Unclaimed money linked to Cutler Bay addresses is being held by the state of Florida. Lost bank account balances, uncashed paychecks, old insurance payments, and utility deposits that could not be returned to their rightful owners are all in the state vault. Searching is free and takes only a few minutes online. Cutler Bay is a growing community in southern Miami-Dade County, and as residents come and go, unclaimed accounts tied to this area continue to build up. A simple name search can reveal whether the state is holding money that belongs to you.
Cutler Bay Quick Facts
Searching for Unclaimed Money in Cutler Bay
The best place to start is the Florida Treasure Hunt search page. The Florida Department of Financial Services runs this free tool. Enter your name and the system checks every unclaimed account in the state, including those with Cutler Bay addresses. Results show up instantly.
Search under every name you have used. Try your legal name first, then maiden names, former married names, and any nicknames. Cutler Bay was incorporated in 2005, so older records tied to this area may list an unincorporated Miami-Dade County address. Try searching under both. Businesses along Old Cutler Road and US-1 in the Cutler Bay area may have reported money under a slightly different version of your name.
Search for relatives too. Family members who lived in Cutler Bay and have since passed away may have left unclaimed money behind. The state holds these funds with no expiration date.
Where Cutler Bay Unclaimed Money Comes From
Lost funds in Cutler Bay come from many places. Chapter 717, Florida Statutes makes businesses and government agencies turn over money they cannot return to the owner. Bank accounts with no activity for five years get reported as dormant. Uncashed paychecks go after one year per Section 717.115. Insurance payments, stock dividends, and vendor refunds follow their own timelines.
For Cutler Bay residents, common sources include security deposits from apartment complexes along Caribbean Boulevard and Franjo Road, wages from local retail and service employers, and refunds from insurance companies. Utility deposits from FPL and other providers serving the Cutler Bay area also get reported when residents move without claiming their deposit.
Safe deposit box contents from bank branches in and near Cutler Bay go to the state after three years of no activity under Section 717.116. These can include cash, jewelry, and documents that the box holder left behind.
Note: Since Cutler Bay is relatively new as an incorporated town, some older unclaimed accounts may be listed under the general Miami-Dade County or Perrine area.
Which County Handles Cutler Bay Unclaimed Funds
Cutler Bay is in Miami-Dade County. All court-related unclaimed funds for Cutler Bay go through the county court system. The Miami-Dade Clerk of Courts at 111 NW 1st St., Miami, FL 33128 manages bond money, lawsuit deposits, and tax deed and foreclosure surplus. Call (305) 275-1155.
Tax deed surplus is something Cutler Bay homeowners should know about. When a property sells at a tax deed auction for more than the owed taxes, the surplus goes to the former owner. Foreclosure surplus works the same way under Florida Statute 45.032. If you lost property in Cutler Bay through a tax sale or foreclosure, surplus funds may be waiting for you at the Clerk's office or in the state database.
| Office | Miami-Dade Clerk of Courts |
|---|---|
| Address | 111 NW 1st St., Miami, FL 33128 |
| Phone | (305) 275-1155 |
The South Dade Justice Center also serves the Cutler Bay area for some court matters. Contact the Clerk to find out if court-held money from a local case is still at the courthouse or has been sent to the state.
Claiming Unclaimed Money in Cutler Bay
Found your name in the system? Start your claim at fltreasurehunt.gov. Click the account and follow the instructions. The process is free and straightforward.
You will need a government-issued photo ID. If the address does not match your current Cutler Bay address, include a utility bill or bank statement as proof of where you live. For older accounts, the state may ask for additional documents. Old bank records, insurance letters, or employment records that link you to the specific account will help your claim.
If you are claiming money for a deceased Cutler Bay resident, submit a certified death certificate and proof you are the rightful heir. Processing takes up to 90 days for complete claims. Many resolve faster. You never pay a fee to file.
Florida Treasure Hunt Search Page
The Florida Treasure Hunt search page is the official tool for finding unclaimed property connected to Cutler Bay.
Search by person or business name. Results display the holder, property type, and reported amount. Start a claim directly from the results. No registration or payment is required.
Florida Treasure Hunt Homepage
The Florida Treasure Hunt homepage is the main portal for all unclaimed property in Florida, including money tied to Cutler Bay addresses.
From this portal you can search, file claims, track claim status, and read about fraud prevention. The site has a section on common scam tactics so you know what to watch for.
Florida Law on Unclaimed Property for Cutler Bay
Unclaimed money never expires under Florida law. The state is the custodian, not the owner. You can claim money that was reported a year ago or decades ago. There is no deadline and no fee.
Section 717.102 provides the core rule: intangible property unclaimed for five or more years is presumed abandoned. Wages follow a one-year rule under Section 717.115. Safe deposit items follow three years under Section 717.116. Holders operating near Cutler Bay must file annual reports with the state by May 1 per Section 717.117. They have to make a reasonable effort to contact the owner before sending funds to the state.
Under Section 116.21, the Miami-Dade Clerk manages unclaimed court-related funds. This covers uncashed vendor checks, jury pay, and other payments from court proceedings connected to the Cutler Bay area.
Search Tips for Cutler Bay Residents
Be thorough when searching for unclaimed money in Cutler Bay:
- Search every name you have ever used
- Try alternate spellings and shortened versions
- Look up deceased family members from the Cutler Bay area
- Search business names tied to southern Miami-Dade
- Use MissingMoney.com for a multi-state search
- Search every state where you have lived or worked
New unclaimed property reports come in every May. A search that turns up nothing now might show Cutler Bay unclaimed money after the next reporting cycle. Search once a year. It is always free.
Note: Try searching under "Perrine" and "Cutler Ridge" as well, since older records for this area may use those place names.
Scam Warnings for Cutler Bay
Scams exist around unclaimed money. The state will never text you or call out of the blue. If someone asks for your Social Security number, bank details, or a fee to release funds, that is a scam. The only legitimate way to search and claim is through the official state website. It is free.
Some third-party services charge a percentage to search and file claims for you. You do not need them. The website at fltreasurehunt.gov is designed for anyone to use without paid help. Call the Division of Unclaimed Property toll-free at 888-258-2253 if you need assistance.
Nearby Cities
These cities are near Cutler Bay. Search under neighboring area addresses if you have lived close to the town line.
Miami-Dade County Page
For county-wide unclaimed money details, see the full Miami-Dade County page.