Coral Gables Unclaimed Property
Unclaimed money tied to Coral Gables addresses may be held by the state of Florida without you knowing. Forgotten bank balances, insurance payouts, uncashed checks, old utility deposits, and other financial assets from Coral Gables residents and businesses end up in the state vault when they cannot be returned. Searching costs nothing. Coral Gables is home to major corporations, the University of Miami, and a well-established residential community, all of which contribute to unclaimed property in the area. Take a few minutes to search your name and find out if money is waiting for you.
Coral Gables Quick Facts
How to Search for Unclaimed Money in Coral Gables
The Florida Treasure Hunt search page is the place to start. This free tool from the Florida Department of Financial Services checks every unclaimed account in the state, including those tied to Coral Gables addresses. Enter your name and get results in seconds.
Search under every name you have used. Full legal name, maiden name, former married names, and nicknames can all appear differently in financial records. Coral Gables has many professionals, executives, and university employees whose records may be filed under slightly different name formats. Try searching with and without middle names or initials.
If you have run a business along Miracle Mile, Ponce de Leon Boulevard, or in any of the Coral Gables commercial areas, search under the business name. Corporate accounts, vendor refunds, and customer overpayments can all go unclaimed. The University of Miami also generates unclaimed property through old student refunds and employee paychecks.
Note: Coral Gables residents who have moved from other states should search those states too, since unclaimed money follows the last known address.
Where Coral Gables Lost Funds Come From
Chapter 717, Florida Statutes requires businesses and government agencies to report property they cannot return. Bank accounts with five years of inactivity become dormant. Uncashed paychecks go after just one year under Section 717.115. Insurance payouts, stock dividends, and security deposits follow their own schedules.
Coral Gables has unique sources of unclaimed money. The city is a center for international banking, and financial institutions along Alhambra Circle generate dormant accounts when customers relocate abroad without closing them. Law firms and corporate offices in the downtown area produce unclaimed escrow funds and client trust account balances. Real estate closings that leave small residual balances in escrow are a common source.
Safe deposit box contents from Coral Gables bank branches go to the state after three years of no activity per Section 717.116. Contents can be substantial given the demographics of the area. The state inventories every item and holds it until the rightful owner claims it.
Which County Handles Coral Gables Unclaimed Funds
Coral Gables is part of Miami-Dade County. Court-related unclaimed money goes through the county court system. The Miami-Dade Clerk of Courts at 111 NW 1st St., Miami, FL 33128 oversees bond money, lawsuit deposits, and surplus from tax deed and foreclosure sales. Call (305) 275-1155.
Tax deed surplus is particularly relevant for Coral Gables given the high property values. When real estate sells at a tax deed auction for more than the owed taxes, the extra money goes to the former owner. Foreclosure surplus follows the same principle under Florida Statute 45.032. With Coral Gables home values being among the highest in the county, these surplus amounts can be significant. Former property owners should check with the Clerk.
| Office | Miami-Dade Clerk of Courts |
|---|---|
| Address | 111 NW 1st St., Miami, FL 33128 |
| Phone | (305) 275-1155 |
Staff can check whether court-held funds from a Coral Gables case remain at the courthouse or have been transferred to the state system.
How to Claim Coral Gables Unclaimed Money
Found your name? Start the claim at fltreasurehunt.gov. Click the account and follow the prompts. The process is straightforward and free.
You need a government-issued photo ID. If the address on your ID does not match your current Coral Gables address, include a utility bill or bank statement as proof of residence. Older accounts may require old financial records, insurance correspondence, or employment documents that tie you to the account. The claim form lists the exact documentation needed for each account.
Claims for deceased Coral Gables residents require a certified death certificate and proof of heirship. Processing takes up to 90 days. There is no cost to file a claim at any point.
Florida Treasure Hunt Search Page
The Florida Treasure Hunt search page is the official tool for locating unclaimed money linked to Coral Gables.
Enter a person or business name. Results display the holder, property type, and reported amount. Start a claim right from the results. No registration or payment is needed.
Florida Treasure Hunt Homepage
The Florida Treasure Hunt homepage is the main portal for all unclaimed property in the state, including money connected to Coral Gables addresses.
Search for unclaimed money, file claims, check claim status, and read about how the process works. The site also has a section on recognizing scam attempts.
Florida Unclaimed Property Law for Coral Gables
Florida law protects your right to claim lost money with no deadline. The state holds funds as custodian only. It does not take ownership. Money reported recently or decades ago can still be claimed at no cost.
Section 717.102 establishes the general standard: intangible property unclaimed for five or more years is presumed abandoned. Wages have a one-year dormancy under Section 717.115. Safe deposit box contents follow a three-year rule under Section 717.116. Businesses operating in Coral Gables must file annual unclaimed property reports by May 1 per Section 717.117. They must attempt to contact the owner before remitting funds to the state.
Under Section 116.21, the Miami-Dade Clerk handles unclaimed court-related funds. Jury payments, vendor checks, and other uncashed court payments from Coral Gables proceedings go through the Clerk before reaching the state system.
Note: Law firms in Coral Gables are required to report unclaimed client trust account funds under the same Chapter 717 requirements.
Search Tips for Coral Gables Residents
Maximize your odds of finding unclaimed money with a thorough search:
- Search under every name you have used
- Try misspellings and different name formats
- Look up deceased relatives from the Coral Gables area
- Search business names and professional corporation names
- Use MissingMoney.com to search other states
- Search every state where you have ever lived or worked
New reports arrive every May. A search that comes up empty today could show Coral Gables unclaimed money after the next cycle. Make it an annual habit. The search is always free.
Protecting Yourself from Scams in Coral Gables
Scams exist in the unclaimed money space. The Florida Department of Financial Services will never text you or call out of the blue. If somebody requests your Social Security number, bank details, or a fee to unlock lost funds, that is a scam. The only real way to search and claim is through the official state website. It is always free.
Third-party companies offer to locate and claim unclaimed money for a percentage. You do not need them. The process at fltreasurehunt.gov is built for anyone to handle on their own. For questions or help, call the Division of Unclaimed Property toll-free at 888-258-2253.
Nearby Cities
These cities are near Coral Gables. Search under other addresses if you have lived or worked in surrounding areas.
Miami-Dade County Page
Visit the full Miami-Dade County page for county-wide unclaimed money information.