North Miami Unclaimed Money Lookup
Unclaimed money from North Miami residents is sitting in the Florida state database waiting to be claimed. Dormant bank accounts, uncashed paychecks, forgotten insurance refunds, and old utility deposits tied to North Miami addresses have all been reported to the state. Searching is completely free and takes just a couple of minutes. North Miami has over 62,000 residents, and many do not realize the state could be holding money in their name. Run a quick search and find out if you have unclaimed funds linked to your North Miami address.
North Miami Quick Facts
How to Find Unclaimed Money in North Miami
Start at the Florida Treasure Hunt search page. This is the official state tool. It is free and available at any time. Type your name and the system checks every unclaimed account in Florida, including those tied to North Miami addresses.
Search more than once. Try your full legal name, then try nicknames, maiden names, and former married names. North Miami has a diverse population, and names can appear in records under different spellings or formats. Businesses along NE 125th Street, Biscayne Boulevard, and other parts of North Miami may have reported money using a name that does not match exactly what you use now.
Do not forget to search for family members. Parents, grandparents, and deceased relatives who lived in North Miami may have left behind unclaimed money. These funds stay in the state system with no time limit on claiming them.
Note: Florida holds over $2 billion in unclaimed property total, and North Miami accounts make up a portion of that sum.
Sources of Unclaimed Money in North Miami
Chapter 717, Florida Statutes requires businesses and government agencies to report and remit money they cannot return. Dormant bank accounts get reported after five years of no contact. Uncashed wages go after just one year under Section 717.115. Insurance benefits, vendor refunds, and security deposits each have their own reporting schedules.
For North Miami, common sources include security deposits from apartment rentals in the neighborhoods around FIU Biscayne Bay Campus, wages from local employers, and insurance refunds. Utility companies serving the North Miami area also report unclaimed deposits when customers leave without claiming them. Small business closures along West Dixie Highway and in other commercial areas generate unclaimed vendor payments and customer refunds.
Safe deposit box contents from North Miami bank branches get turned over to the state after three years with no activity under Section 717.116. Cash, jewelry, and documents left behind become state-held unclaimed property until the rightful owner comes forward.
Which County Handles North Miami Unclaimed Funds
North Miami is part of Miami-Dade County. Court-related unclaimed money goes through the county system. The Miami-Dade Clerk of Courts at 111 NW 1st St., Miami, FL 33128 manages bond money, lawsuit deposits, and surplus from tax deed and foreclosure sales. The phone number is (305) 275-1155.
Tax deed surplus is worth checking for North Miami property owners. When property sells at a tax deed auction above the owed taxes, the extra money belongs to the former owner. Foreclosure surplus follows similar rules under Florida Statute 45.032. If you once owned property in North Miami that was lost to a tax sale or foreclosure, there could be surplus money with the Clerk or already in the state system.
| Office | Miami-Dade Clerk of Courts |
|---|---|
| Address | 111 NW 1st St., Miami, FL 33128 |
| Phone | (305) 275-1155 |
Contact the Clerk to ask about any court-held funds from North Miami cases. They can check if money is still at the courthouse or has been transferred to the state.
How to Claim North Miami Unclaimed Money
If you find a match, file your claim at fltreasurehunt.gov. Select the account and follow the steps. The website guides you through each part of the process.
You need a government-issued photo ID. If the address on it does not match your current North Miami address, add a utility bill or bank statement showing your current residence. Older accounts sometimes require additional documentation like old bank statements, insurance letters, or pay stubs that prove you are connected to the account.
For money belonging to a deceased North Miami resident, provide a certified death certificate and proof that you are the legal heir. Complete claims take up to 90 days to process. There is no fee to claim your money. The whole process is free.
Florida Treasure Hunt Search Tool
The Florida Treasure Hunt search page is where North Miami residents should search for unclaimed property.
Search by name to see results. Each entry shows the holder, property type, and amount reported. You can begin a claim right from the search results without creating an account or paying anything.
Florida Treasure Hunt Homepage
The Florida Treasure Hunt homepage is the main portal for unclaimed property in the state, including funds tied to North Miami.
Use the portal to search, file claims, check claim status, and stay informed about fraud warnings. The state posts regular updates here about scam attempts targeting people who look for lost funds.
Florida Unclaimed Property Law for North Miami
Florida law is clear: your unclaimed money does not expire. The state acts as custodian. It never takes ownership. Whether the account was reported last month or many years ago, you have the right to claim it at no cost.
Section 717.102 sets the baseline. Property unclaimed for five or more years is presumed abandoned. Wages follow a shorter one-year dormancy under Section 717.115. Safe deposit box items go after three years per Section 717.116. Businesses in and around North Miami must report unclaimed property to the state by May 1 each year as Section 717.117 requires. Before sending funds, they should attempt to reach the owner.
Section 116.21 addresses court-related unclaimed funds handled by the Miami-Dade Clerk. This includes jury payments, vendor checks, and other uncashed items from North Miami court proceedings.
Search Tips for North Miami Residents
Give your search the best chance of success with these tips:
- Search all versions of your name including maiden and married names
- Try misspellings and shortened name forms
- Look up deceased relatives who lived in North Miami
- Search any business names linked to Miami-Dade County
- Use MissingMoney.com to search multiple states
- Check every state where you have ever lived
Fresh reports arrive every May. Search once a year to catch new North Miami unclaimed money as it enters the system. The search is always free.
Scam Warnings for North Miami
Watch for scams when searching for unclaimed money. The state will never text or call you out of the blue about lost funds. If someone asks for your Social Security number, bank account info, or an upfront fee, it is a scam. Search and claim only through the official state website.
Third-party companies sometimes offer to find unclaimed money for a fee. You do not need them. The process at fltreasurehunt.gov is free and simple. For help, call the Division of Unclaimed Property toll-free at 888-258-2253.
Note: Legitimate unclaimed property notices from the state always come by regular mail, never by text or email.
Nearby Cities
These cities are close to North Miami. Search under other addresses if you have lived or worked nearby.
Miami-Dade County Page
Visit the full Miami-Dade County page for more unclaimed money information across the county.