Temple Terrace Unclaimed Funds

Unclaimed money connected to Temple Terrace addresses is held by the state of Florida until the rightful owner steps forward. Temple Terrace is a city of about 27,500 people in north-central Hillsborough County, bordered by Tampa on nearly all sides. Dormant bank accounts, uncashed paychecks, old insurance benefits, and forgotten deposits from the area end up in the state system when businesses cannot return them to the owner. Searching is free and takes just a few minutes. The Hillsborough County Clerk of Courts may also hold court funds owed to Temple Terrace residents.

How to Search for Unclaimed Money in Temple Terrace

Head to the Florida Treasure Hunt search page. Type in your name and the system pulls up every unclaimed account linked to you. Results tied to Temple Terrace addresses show up along with matches from across the state. The search is free and instant. You can file a claim from the results page.

Temple Terrace sits right next to Tampa, and residents often work, bank, and do business across city lines. That means unclaimed money could be tied to a Temple Terrace address even if the company that reported it is based in Tampa or elsewhere in Hillsborough County. Search by name rather than location to catch everything.

Try all versions of your name. Maiden names, married names, and nicknames can appear in the records. The database uses whatever name the reporting company had on file. Misspellings happen, so try variations to be thorough.

Sources of Lost Money in Temple Terrace

Chapter 717, Florida Statutes requires businesses and institutions to report dormant accounts. Banks wait five years. Employers turn over uncashed wages after one year. Insurance companies, utility providers, and investment firms each have set reporting periods based on the type of property.

Temple Terrace residents could have unclaimed money from local bank branches, employers in the greater Tampa area, insurance providers, TECO Energy, and other utility companies. The University of South Florida sits right at the edge of Temple Terrace, and students or employees who moved without updating their address may have left behind refunds, deposits, or payroll funds. Credit unions and small businesses in the area also report unclaimed accounts.

Court-held money is another possibility. The Hillsborough County Clerk manages bond refunds, lawsuit deposits, and surplus from property sales. Any of these can go uncollected.

Note: Temple Terrace residents who previously rented apartments near the USF area should check for unclaimed security deposits, as landlord turnover in that part of town is high.

Hillsborough County Clerk of Courts

Temple Terrace is in Hillsborough County. The Hillsborough County Clerk of Courts in Tampa manages all court funds for the county. Cash bonds, deposits from lawsuits, and surplus from tax deed and foreclosure sales are held by this office. When parties do not collect their money, it eventually goes to the state.

Tax deed surplus matters for Temple Terrace homeowners. If a property sold at a tax deed auction for more than the taxes owed, the former owner gets the difference. Foreclosure sales produce surplus under Florida Statute 45.032 as well. If you lost property in Temple Terrace through one of these processes, check for surplus funds at the Clerk's office or through the state database.

Contact the Clerk if you think you are owed money from a court case in Hillsborough County. Staff can look up whether funds are still at the courthouse or have been transferred to the state.

Florida Treasure Hunt Search Page

The Florida Treasure Hunt search page is the official tool for finding unclaimed property tied to Temple Terrace addresses.

Enter your name and results appear right away. Each entry lists the holder, property type, and reported amount. You can begin a claim from the same page. No account or payment is needed.

Filing a Claim for Temple Terrace Unclaimed Money

When you find a match, file a claim at fltreasurehunt.gov. The online form is straightforward. You will need a government-issued photo ID. If the address on your ID does not match the one on the account, include a utility bill or bank statement that shows your current address.

Proof of ownership is the critical piece. A matching name is not enough on its own. The state receives claims from different people with the same name for the same account. Old bank statements, pay stubs, insurance letters, or anything that ties you to the specific account will strengthen your case. For accounts belonging to a deceased relative, include a certified death certificate and documentation showing you are the legal heir. Processing can take up to 90 days.

Florida Treasure Hunt Portal

The Florida Treasure Hunt homepage is the starting point for all unclaimed property searches in Florida.

The portal lets you search, file claims, check claim status, and learn about unclaimed property. It also has warnings about phishing scams and contact information for the Division of Unclaimed Property.

Florida Unclaimed Property Law

Florida law gives you unlimited time to claim your money. There is no deadline. The state does not take ownership of unclaimed funds. It holds them as custodian. Whether the money was reported last year or twenty years ago, it is still yours. Claiming costs nothing.

Section 717.102 sets the five-year dormancy rule for most intangible property. Wages follow a one-year window under Section 717.115. Safe deposit box contents become unclaimed after three years per Section 717.116. Holders in Temple Terrace and across Florida must file annual reports by May 1 as Section 717.117 requires. They should try to contact the owner before sending money to the state.

Search Tips

Being thorough with your search gives you the best chance of finding unclaimed money tied to Temple Terrace. Consider these tips:

• Search every name you have used, including maiden and married names
• Try misspellings and shortened versions of your name
• Look up names of deceased relatives from the area
• Search any business names you have operated
• Use MissingMoney.com for a multi-state check

New reports arrive every May. A search that turns up nothing now might show results after the next reporting cycle. Make it a yearly habit.

Scam Warnings

Be cautious about unsolicited contacts regarding unclaimed money. The state will never text or call you about a claim you did not initiate. Anyone asking for your Social Security number, bank details, or an upfront fee is running a scam. The real process is always free.

Paid locator services exist but are not necessary. The state website does everything for you. If you need help, call the Division of Unclaimed Property at 888-258-2253.

Nearby Cities

These cities are close to Temple Terrace. Search for unclaimed money in every area where you have lived or done business.

Hillsborough County

Temple Terrace is in Hillsborough County. For more on unclaimed money across the full county, visit the Hillsborough County page.