Orlando Unclaimed Money Search

Unclaimed money tied to Orlando addresses is held by the state of Florida, and searching for it is completely free. The Florida Department of Financial Services manages billions in lost funds from dormant bank accounts, uncashed paychecks, forgotten insurance payments, and other financial assets connected to Orlando residents. With over 334,000 people in the city and one in five Floridians having unclaimed property, the odds of finding something are real. A name search takes just a few minutes and could turn up money you never knew about.

How to Search for Unclaimed Money in Orlando

Go to the Florida Treasure Hunt search page. This is the state's official tool. It is free to use. Type your name and the system searches every reported unclaimed account in Florida, including those tied to Orlando addresses. Results come up in seconds.

Use all the names you have gone by. Maiden names, former married names, and nicknames can all pull up results. Businesses in downtown Orlando, along International Drive, or near UCF may have reported money under a different version of your name. Misspellings show up in records more than you would think, so try a few variations. These extra searches add almost no time and could uncover accounts that a single search would miss.

If you have lived in Orlando for many years, go back through the decades. Records from the 1990s and earlier are still in the system. The state keeps them until someone files a claim. Orlando has a large and transient population, which means the volume of unclaimed property connected to local zip codes is substantial.

Sources of Lost Funds in Orlando

Chapter 717, Florida Statutes requires businesses and government agencies to report money they cannot return to the rightful owner. Dormant bank accounts get turned over after five years. Uncashed paychecks and wages become unclaimed after one year under Section 717.115. Insurance payouts, utility deposits, security deposits, and stock dividends each follow their own timelines.

Orlando's economy is huge. Theme parks, hotels, restaurants, hospitals, and tech companies all generate unclaimed property. An old paycheck from a seasonal job at a resort on International Drive. A security deposit from a rental near downtown that you moved out of years ago. A refund from an Orlando utility company that went to the wrong address. These are the kinds of things that create unclaimed money in Orlando. Forgotten safe deposit box contents get turned over after three years per Section 717.116, too.

The tourism and hospitality sector is a big source. Workers cycle through Orlando jobs often, and final paychecks can go unclaimed when people move on without updating their address. Former Orlando residents who left the area may have accounts still tied to their old zip code.

Orange County Handles Orlando Court Funds

Orlando sits in Orange County. The Orange County Comptroller manages all funds flowing through the local court system. Cash bonds, lawsuit deposits, and court-ordered payments go through this office. When people do not collect their money or leave the Orlando area without updating contact details, those funds become unclaimed.

Tax deed surplus is worth checking. When a property sells at a tax deed auction for more than the taxes owed, the extra money belongs to the former owner. Foreclosure sales can also create surplus under Florida Statute 45.032. Orlando property values have gone up a lot over the years, which means surplus amounts can be significant. If you once owned property in Orlando that was sold through a tax deed or foreclosure, there may be surplus funds waiting.

Call or visit the Comptroller if you think the court may hold unclaimed money from an Orlando case. The staff can check and let you know if funds are still at the courthouse or have been sent to the state. Either way, you still have the right to claim what is yours.

How to Claim Orlando Unclaimed Money

Found a match? Filing a claim is straightforward. The fltreasurehunt.gov website walks you through each step. Click on the account and follow the prompts. You will need to prove your identity and show that the account is yours.

At a minimum, you need a government-issued photo ID. If the address on your ID does not match your current Orlando address, add a utility bill or bank statement that shows where you live now. For older Orlando accounts, you may need old bank statements, insurance letters, or pay stubs that tie you to the specific account. The claim form will list exactly what documentation each account needs.

For money belonging to a deceased Orlando resident, include a certified death certificate and proof that you are the rightful heir. The state has up to 90 days to process a complete claim. Most get resolved sooner. There is no fee to file a claim, ever.

Note: Having the same name as the account holder is not enough. The state receives claims from people with matching names frequently, especially in a city as large as Orlando.

City of Orlando Website

The City of Orlando website provides information about local government services and resources for residents.

While the city does not manage unclaimed funds directly, the website can help you find contact details for local offices. For unclaimed money, the state database is where you need to search. Orlando city hall can also point you toward county resources if needed.

Florida Treasure Hunt Search Page

The Florida Treasure Hunt search page is the official tool for finding unclaimed property tied to Orlando addresses.

Search by name to see results. Each listing shows the holder, property type, and reported amount. You can start a claim from the results page. No account or payment is needed to use this tool for Orlando or anywhere else in Florida.

Orlando Unclaimed Property Laws

Florida law protects the rights of Orlando residents to claim their lost money. There is no deadline. The state never takes ownership of unclaimed funds. It holds them as custodian. Whether the money was reported a year ago or decades ago, it is still yours to claim for free.

Section 717.102 is the main rule. Intangible property unclaimed for more than five years is presumed abandoned. Wages follow a one-year rule under Section 717.115. Safe deposit box items become unclaimed after three years per Section 717.116. Travelers checks have a 15-year window. Holders in and around Orlando file their unclaimed property reports with the state by May 1 each year as Section 717.117 requires.

Under Section 116.21, the Orange County Comptroller handles unclaimed court-related funds separately. These include uncashed refunds, vendor checks, and jury payments from the Orlando courthouse. The Comptroller must follow set reporting steps before these funds transfer to the state system.

Search Tips for Orlando Residents

A thorough search gives you the best shot at finding unclaimed money in Orlando. Keep these things in mind:

• Search all names you have used, including maiden and married names
• Try misspellings and shortened versions of your name
• Look up deceased relatives who lived in the Orlando area
• Search business names tied to Orange County
• Use MissingMoney.com for a multi-state search
• Check every state where you have ever lived or worked

New reports arrive every May. A search that turns up nothing today might show Orlando unclaimed money six months later after a new round of reporting. Make it an annual habit. It costs nothing and takes just a few minutes.

Avoiding Scams in Orlando

Scams are out there. The Florida Department of Financial Services will never text you or make unsolicited calls about unclaimed money. If someone asks for your Social Security number, bank details, or an upfront fee to release lost funds, it is a scam. The only real way to search and claim is through the official state website. It always costs nothing.

Some third-party companies offer to search and file Orlando unclaimed money claims for you. They charge a cut of what you recover. You do not need these services. The process at fltreasurehunt.gov is built for anyone to use. If you need help, call the Division of Unclaimed Property toll-free at 888-258-2253.

Nearby Cities

These cities are near Orlando. If you have lived or worked close to the city line, search those areas too. Unclaimed money is tied to the last known address on file.

Orange County Page

For more details on unclaimed money across all of Orange County, visit the full county page.