Coconut Creek Unclaimed Money Search

Unclaimed money linked to Coconut Creek is held by the state of Florida in a public database anyone can search. These are real funds from dormant bank accounts, uncashed checks, old insurance payouts, and other assets that companies could not return to their owners. Coconut Creek has nearly 60,000 residents, and statistically about one in five Floridians has unclaimed property. Searching takes just a few minutes and costs nothing. There is no deadline to claim your money. The Broward County Clerk of Courts may hold additional funds from court cases tied to Coconut Creek.

Searching for Lost Money in Coconut Creek

Start your search at the Florida Treasure Hunt search page. This is the official state database. It is free and works around the clock. Enter your name and the system checks all unclaimed property tied to Florida addresses. Coconut Creek results appear alongside any other matches from across the state.

Do not search just one name. Use your full legal name first. Then try maiden names, married names you no longer use, and common misspellings. If you have a name that people often spell wrong, that variation might be the key. Coconut Creek residents who have moved here from other states should also search their former home states. Money gets reported based on the last address on file, so accounts from before you lived in Coconut Creek would show up under your old state.

Search for deceased family members too. Heirs can claim their unclaimed property. If a parent or grandparent lived in Coconut Creek and passed away, their lost money is still available with the right documentation.

Types of Unclaimed Property in Coconut Creek

Bank accounts are the top source. A checking or savings account with no transactions for five years triggers reporting under Chapter 717 of the Florida Statutes. The bank tries to notify the account holder. If the address on file is wrong or the mail gets returned, the money goes to the state.

Unpaid wages follow a one-year dormancy rule. Short. If a Coconut Creek employer owed you money when you left and you never collected it, check the database. Insurance proceeds are common too, particularly life insurance. Many people in Coconut Creek do not realize a family member had a policy naming them as beneficiary. When the insurer cannot find the beneficiary, the money becomes unclaimed.

Utility refunds from FPL, overages on mortgage escrow accounts, credit balances from closed store accounts, and contents of abandoned safe deposit boxes also feed into the system. Coconut Creek is located in northern Broward County near the Palm Beach County line. Residents who shop, bank, or work across county lines may have unclaimed property tied to addresses in either county.

Note: Coconut Creek residents near the Palm Beach County border should search under both county addresses if they have lived or done business on either side.

Broward County Clerk of Courts

Court-related funds for Coconut Creek flow through the Broward County Clerk of Courts. The Clerk holds bond money, deposits from lawsuits, and other payments tied to court proceedings. When parties in Coconut Creek cases fail to collect their money, it stays with the Clerk until it is claimed or transferred to the state.

Property tax deed surplus is one category Coconut Creek homeowners should check. When a property sells at a tax deed auction for more than what was owed, the surplus belongs to the former owner. The same goes for foreclosure surplus under Florida Statute 45.032. Former Coconut Creek property owners who went through either process should contact the Clerk to see if any surplus is being held.

Call first if you are unsure. The Clerk's staff can tell you whether any funds are held under your name from a Coconut Creek case or property before you drive to Fort Lauderdale.

Filing a Claim in Coconut Creek

Once you find unclaimed money tied to your name, go to fltreasurehunt.gov to file your claim. The process is online. You complete a claim form and upload supporting documents. A valid photo ID is the minimum. If your current address does not match the one on your ID, bring along a utility bill or bank statement.

You have to prove you own the account. Same-name matches happen all the time. The state needs to see that you are the specific person the Coconut Creek unclaimed money belongs to. Bank records, employer documents, or insurance letters that tie you to the account work best. If claiming on behalf of a deceased relative, you need a death certificate and proof of your relationship.

Processing takes up to 90 days. There is no fee at any point. The state does not keep a portion of what you claim. All of your Coconut Creek unclaimed money comes back to you.

Florida Treasure Hunt Claim Search

The official claim search tool is where Coconut Creek residents should begin their search for lost funds.

Results include the property type, dollar amount, and the name of the entity that reported the funds. You can file a claim directly from the results page. No account creation is required.

Coconut Creek Unclaimed Property Laws

Florida law is clear. The state does not own your lost money. It acts as custodian. There is no deadline to claim what belongs to you. Funds reported from a Coconut Creek address years ago or decades ago remain available.

The main dormancy period is five years under Section 717.102. Wages are one year per Section 717.115. Safe deposit box contents go after three years under Section 717.116. Businesses in Coconut Creek must file annual unclaimed property reports by May 1 as required by Section 717.117. Before turning money over, they are supposed to try contacting the owner at the last known address.

Court funds follow their own rules. Section 116.21 governs how the Broward County Clerk reports unclaimed court money. This includes jury payments, vendor checks, and case refunds. Once in the state system, these Coconut Creek funds can be searched through the same tool as everything else.

Florida Treasure Hunt Portal

The Florida Treasure Hunt homepage serves as the main entry point for unclaimed property services statewide.

From here you can search for lost money, check on a claim you have already submitted, and learn about how the program works. The site warns about scams and gives tips for a better search. Everything on the site is free for Coconut Creek residents and everyone else.

Avoiding Scams in Coconut Creek

Scams are a real concern. The state will never text you about unclaimed money. They will not call you first. If someone reaches out and asks for personal details or an upfront payment to release your funds, that is a scam. Do not give them anything.

Some companies will search for unclaimed property and file claims for you in exchange for a percentage. You do not need this service. The whole process is free. If you hit a snag, the Division of Unclaimed Property can help at 888-258-2253. No cost.

Nearby Cities

These cities are near Coconut Creek in Broward County. If you have lived close to city borders, search under those addresses too.

Broward County Resources

Coconut Creek is in Broward County. Visit the Broward County unclaimed money page for broader county details and more resources.