Boca Raton Unclaimed Money

Unclaimed money tied to Boca Raton addresses is being held by the state of Florida right now, and you can search for it at no cost. Banks, insurance companies, employers, and other businesses in the Boca Raton area report dormant accounts and uncollected payments to the state every year. These funds include forgotten bank balances, uncashed checks, old insurance payouts, and abandoned safe deposit box contents. The search takes only a few minutes through the state website. There is no fee to look and no fee to file a claim. If money is out there with your name on it, the state wants to give it back.

Search for Boca Raton Unclaimed Money

Head to the Florida Treasure Hunt search page to get started. Enter your name and the system checks all unclaimed accounts in the state, including those connected to Boca Raton. The tool is free and works around the clock. No login required.

Boca Raton has a large retired population, and many residents have moved here from other states. That makes unclaimed money more likely. Old accounts from previous addresses, retirement benefits that went uncollected, insurance payments sent to a former address. These things pile up. Search under every name you have used. Maiden names, previous married names, and any legal name changes all show up in the system separately.

If you owned or ran a business in Boca Raton, search the business name too. Commercial accounts go dormant just like personal ones. The city website can also point you to local utility account information that may connect to refundable deposits.

Where Boca Raton Unclaimed Funds Come From

Under Chapter 717, Florida Statutes, businesses must report unclaimed property to the state on a set schedule. Bank accounts go dormant after five years without contact. Uncashed payroll checks get reported after one year. Life insurance proceeds, stock dividends, refund checks, and safe deposit box contents all have their own reporting timelines.

Boca Raton has a dense mix of financial institutions, corporate offices, medical practices, and retail businesses. All of those entities handle money that can become unclaimed. A security deposit from an old apartment on Palmetto Park Road. A refund check from a medical office on Glades Road that you forgot about. Final wages from a seasonal job at Town Center. These are the types of accounts that end up in the state system.

The Palm Beach County Clerk of Courts also holds funds from court proceedings. Cash bonds, litigation deposits, and surplus from property sales can all become unclaimed when nobody collects them. Boca Raton property owners who lost a home through foreclosure or tax deed should pay attention to this. Surplus from those sales belongs to the former owner.

Boca Raton City Homepage

The City of Boca Raton website provides access to city services and local resources that may relate to unclaimed money, including utility billing and city payments.

Boca Raton manages its own utility services. Old deposits from closed water or sewer accounts sometimes enter the unclaimed property pipeline. If you had a Boca Raton utility account and moved without collecting your deposit, it may be sitting in the state database now.

Palm Beach County Clerk of Courts

Court-held money for Boca Raton cases goes through the Palm Beach County Clerk of Courts in West Palm Beach. This office manages all funds flowing through the court system for every city in the county.

There is also a South County Courthouse at 200 W. Atlantic Ave. in Delray Beach that serves Boca Raton area cases. Bond money deposited there and never collected, or surplus from a foreclosure on a Boca Raton property, could be held by the Clerk or already forwarded to the state. Contact the office to ask about any court-related funds that might belong to you.

How to File a Claim in Boca Raton

When you find a match in the search results, filing a claim is the next step. Go to fltreasurehunt.gov and follow the on-screen instructions. You will need a government-issued photo ID showing your current address. If your ID still has a Boca Raton address but you moved, or if it shows an out-of-state address, include a utility bill or bank statement with your current address.

Ownership proof is what matters most. Having the same name is not enough on its own. The state gets multiple claims for the same account from people with matching names. Old bank statements, insurance documents, pay stubs, or anything else that connects you to the specific account will strengthen your claim. For accounts from a deceased family member, you need a death certificate and proof of heirship. The state has up to 90 days to review and process a completed claim.

Note: Boca Raton residents who have recently moved from another state should also search for unclaimed property in their former state of residence, since funds are held by the state where the last known address was on file.

Florida Treasure Hunt Search Tool

The Florida Treasure Hunt search page is the official tool for locating unclaimed money tied to Boca Raton and all other Florida addresses.

Search results show the property type, the reported amount, and who reported it. You can begin the claim process right from the results page. Everything is free, from the search to the claim filing to the payout.

Boca Raton Unclaimed Property Rules

Florida does not take ownership of unclaimed money. The state holds it as custodian. There is no deadline. Funds reported 20 years ago are just as claimable as those reported last year. The money is always yours.

Dormancy periods trigger the reporting. Five years for bank accounts. One year for wages. Three years for safe deposit box contents. Fifteen years for travelers checks. Businesses and institutions in Boca Raton must file unclaimed property reports with the state by May 1 every year. Before sending money over, they should try to reach the owner. When that fails, the state takes custody.

Because new reports come in annually, searching once a year is a smart move. Something that was not in the system last time you checked might show up after the next reporting cycle. Boca Raton has enough financial activity to produce new unclaimed accounts every single year.

Boca Raton Search Tips

A thorough search is your best bet for finding all unclaimed money tied to Boca Raton. Here is what to keep in mind.

• Search maiden names, married names, and any legal name variations
• Try slight misspellings of your name
• Look up deceased relatives who lived in Boca Raton
• Search any business names connected to the area
• Check MissingMoney.com for multi-state results

Boca Raton draws residents from all over the country. If you moved here from another state, search that state too. Unclaimed money is held wherever the last known address was. You might have funds waiting in both places.

Watch Out for Scams

The state of Florida will never text you, call you, or send an unsolicited email about unclaimed money. Anyone who contacts you that way and asks for personal details or a payment is running a scam. The official search and claim process is always free.

Third-party companies will sometimes offer to find and claim money for you in exchange for a cut. You do not need them. The state website is built for regular people to use. If you get stuck, call the Division of Unclaimed Property at 888-258-2253 for free help.

Nearby Cities

Search for unclaimed money in other Palm Beach County cities if you have lived nearby. Funds are tied to the address the holder had on file, not where you live today.

Palm Beach County

Boca Raton is part of Palm Beach County. For a wider view of unclaimed money across the county, visit the county page.